Simple Home Budget: Budget software helps you control finances

Simple Home Budget is a personal budget manager for home users. It'll let you analyze income and expenses in the graphic chart and help you pinpoint costs and areas of excessive expenditure to control your finances more efficiently.


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Simple Home Budget is an easy to use money manager for home, small business, freelancers, non-profit or charity organizations. It offers carefully selected features to manage your finances in simple, fast and effective way. Simple Home Budget records transactions of all kinds and lets you analyze income, expenses and net income for selected month, year to date or the last 12 months. With only a glance at the total on the sidebar or summary charts, you can review your current financial position, the progress of finances, pinpoint costs and areas of excessive expenditure. You can project expected expenses and income and know how much money you will have at a future date.

What Can You Do With Simple Home Budget?

See where your hard-earned cash is going

simple home budget main view

See exactly where your personal finances are at for the year and plan your expenses. Simple Home Budget shows you all of your income, expenses, net income and running total in a summary color-coded Overview chart. You can see what you have and will have coming in, going out, and most importantly, what's left over each month to spend or save. Start spending money in a savvy way!

Remarkably easy to use

Get started right out of the box as there is almost no learning curve. The program opens to the main window that displays the sidebar in the left and tabbed main area in the right. The sidebar shows the calendar to select an active month of data, the form to add new transactions and totals of income, expenses and net income for a selected month, as well as expected totals for scheduled transactions for an active month. The main tabbed area provides a quick access to transactions for a selected month or day, recurring transactions, summarized monthly view of income and expense by categories and graphic overview for a year. Thanks to the easy-to-navigate design, the majority of data entry, maintenance operations and graphic charts are less than two mouse clicks away! Adding a new transaction is a breeze to do. You can quickly add a new transaction from the sidebar form or the 'New' dialog on the toolbar of the appropriate tab: Transactions or Recurring. Specify the type of transaction: Expense, Income, or Refund. Then select the start date, the category, type in comments for the transaction and finally set up the amount. Save the transaction and that's it. Now the transaction record is displayed in the list of all transactions and in the Overview chart, showing your current financial position and progress for 12 months.

Easy to get started - free trial

You can try Simple Home Budget in action FOR FREE. Get started with a 40 day fully-functional trial today to gain control of your finances and start on the path to financial freedom and stability.

What Customers Are Saying About Simple Home Budget

Simple Home Budget is an easy to use money manager for home, small business, freelancers, non-profit or charity organizations

This tutorial shows how to manage finances in a simple, fast and effective way. And how to start using Simple Home Budget for the first time.

Start Simple Home Budget and set up categories. You are offered to create a set of categories, you can select them all, you can uncheck some of them, you can just skip this step and click 'Close', or you can add selected categories because it is a quick start entering transactions.

Simple Home Budget Step 1: setup categories

The left sidebar shows the calendar to select an active month of data. Transactions will be shown for selected months in the right sidebar.

Simple Home Budget Step 2: calendar

Also, the left sidebar has the form for adding new transactions. The first thing you need to do is to enter your money and how much money you had on a specific day. For example, let's say, on the 1st of July 2018 you would have three thousand dollars in your cash or bank account. So you would enter a transaction on the end of the previous month (30th of June).

Simple Home Budget Step 3: form to add new transactions

So this way when you start in July 2018 you would have three thousand dollars running total. That's your money for the current day when you start entering transactions. And this area shows actual, expected expenses and running total, how much money you spend, how much money you got. Running Total is calculated from the beginning of your transaction history and shows the amount of money available to by the end of specific month. To have full benefit from this feature, it is required to enter the "initial balance" in the first month (at the beginning of that month) of your transaction history.

Simple Home Budget Step 4: form to add new transactions

Set a Date, Category, Expense or Income, Notes, Amount and click on 'Add Transaction' button. Let's say you spend $5 on coffee (2nd of July). That's your money taken out, so you have actual in this month: income - zero, expenses - five total, net income - minus five and your total money is two thousand nine hundred ninety-five dollars. If you switch for the previous month, you'll see three thousand dollars here.

Simple Home Budget Step 5: adding new transactions

Always forget what bills you will get tomorrow or this week? Just take a look at expected income and expenses and see your situation right away! Click on 'Recurring' Tab, then click on 'New' button and add transaction. Add something you spent everyday or you get on regular basis. Let's say you have a salary and you get a paycheck every two weeks. So, let's say you got a paycheck on July, 6. The current transactions do not create actual transactions, they change your 'Running Total'. But when you process the recurring transaction, it generates an actual transaction. Click 'Save and process' to create Bi-Weekly transactions. We can review and change anything here if you need.

Simple Home Budget Step 6: add recurring transaction

Your income, in this example, is $4824. Your 'initial balance' is $3000 in June 2018. And all subsequent transactions from July onwards. And it's the way to get started quickly. Enter as much recurring transactions, happening every month, as possible. It will be a good start for you to use this tool effectively.

Simple Home Budget Step 7: review recurring transaction

Let's say, for example, you have expense transaction 'Auto & Home Insurance' every month ($200) and weekly expense transaction 'Groceries' ($432). Check 'Hold until confirm' if needed. And then click on 'Save and Process' button.

Simple Home Budget Step 8: hold until confirm in the recurring transaction

We see on 'Recurring Tab' appears (1). It means this one is on hold transaction.

Simple Home Budget Step 9: recurring tab shows one

It shows that the time has passed since the last transaction and you need to enter another transaction. You need to confirm that because it's on hold.

Simple Home Budget Step 10: recurring transaction is on hold

Let's say, you spent $398 on 7/13/2018 and $436 and 7/21/2018 at Super Store.

Simple Home Budget Step 11: add new groceries transactions

Now 'Recurring Tab' doesn't show (1). It shows that it's on hold but the time did not come yet. (Because today, for example, 7/22/2018 and next shopping will be 7/28/2018).

Simple Home Budget Step 12: recurring transaction processed

Now we have you expected expenses for this month is $436 (because groceries will be processed 7/28/2018), expected income is $0 (because your next salary will be in August) and expected net income is $2917 (because actual income $4824 - actual expenses $436 - expected expenses $436 = $2917). Running Total for this month is $6353 (because $3000 (from previous month) - $5 (starbucks) + $4824 (two paychecks) - $200 (auto & home insurance) - $432 (groceries) - $398 (groceries) - $436 (groceries) = $6353.

Simple Home Budget Step 13: expected after recurring

Let's create regular transaction, for example, you spent on coffee $15. We see that the 'Recurring' Tab highlights expected amounts (income as green and expenses as yellow). Total expected income and expenses also shown in the "Totals" section on the sidebar.

Simple Home Budget Step 14: income as green and expenses as yellow

Simple Home Budget makes the budgeting, easy exercise, since it has no budget table or form to fill! Instead it uses all available information to show what you should expect. Want to see how much you spend on food for this month? Open 'Categories' Tab and click on 'Food' category and see all your food expenses at glance! Plus compare it with previous six month right on spot!

Simple Home Budget Step 15: food category

Want to see the pie chart for your total financial health? Just take a look at the 'Overview' Tab to see how you performed for the last twelve months. The 'Totals' section shows actual net income, expected net income and running total with color rectangles behind them. Green means "good", yellow means "pay attention", red means "stop your expenses". Actual "temperature" for specific amount is somewhere between green and red, something like "solid green", or "the green is more yellow now", or "that light orange color is telling me something".

Simple Home Budget Step 16: financial health