MoneyThumb vs ProperConvert: bank statement converters compared

MoneyThumb and ProperConvert

MoneyThumb and ProperConvert both take a bank or credit card statement and turn it into a file that QuickBooks, Quicken, Xero or a spreadsheet can import. MoneyThumb sells a family of products: single-purpose converters such as pdf2qbo and csv2qfx, the 2qbo Convert Pro desktop suite, MoneyThumb Online, and lender tools such as PDF Insights and Thumbprint. ProperConvert is one desktop app for Windows and Mac that covers every input and output in one place. This page lists what each one is and what it costs, so you can pick the right tool for your files.

The facts below were checked on the two official websites on September 24, 2026. Prices and plans change; the links go to the current pages.

What MoneyThumb is

MoneyThumb is a US software company with two product lines. The first is conversion for accountants and bookkeepers: the 2qbo Convert Pro desktop suite that converts PDF, CSV, Excel, QIF and QBO files to QBO for QuickBooks, a set of single-format converters for Quicken (QFX, QIF), OFX and CSV, and MoneyThumb Online, a browser version that converts PDF statements to OFX and QIF. The second line is lending: PDF Insights analyzes bank statements for loan applications, Thumbprint checks whether a statement has been altered, and an API serves both.

MoneyThumb's conversion products are known for two things. One is OCR for scanned statements, sold as the PDF+ add-on, with auto-balance reconciliation that checks the parsed transactions against the statement balances. The other is the range of single-purpose converters, so a Quicken user who only needs CSV to QFX can buy just that.

MoneyThumb pricing

MoneyThumb sells desktop licenses and online conversion packs.

The desktop suite comes in three editions. 2qbo Convert Pro is a lifetime license at $549 without OCR. 2qbo Convert Pro+ is a lifetime license at $599 that includes one year of PDF+, the OCR add-on for scanned statements; after the first year PDF+ renews as an annual fee. A 50-day Express license with PDF+ is offered for short jobs. The Pro+ edition is Windows only. Single-purpose converters such as csv2qbo or pdf2qfx are sold separately at lower prices. The trial versions are fully functional but write only the first 10 transactions to the output file.

MoneyThumb Online for Accounting is priced by conversion, where one account on one monthly statement is one conversion. Plans start at $24.95 per month for 5 conversions, with packs of 20, 60, 240 and more, and a 33% discount for paying yearly. Unused conversions roll over while the subscription renews. The online QFX product sells packs of 5 for $24.95, 15 for $49.95 and 50 for $99.95.

What ProperConvert is

ProperConvert is one desktop application for Windows and macOS. It opens PDF statements, scanned PDF statements, CSV and Excel files, and QBO, QFX, OFX, QIF and QMTF files, shows the transactions in a table where you can review, edit, exclude and rename payees, and saves QBO, IIF, QFX, QIF, OFX, CSV and Excel files for QuickBooks Desktop, QuickBooks Online, Quicken, Xero, Sage and other accounting software. The conversion runs on your computer. Statements are never uploaded to a server.

ProperConvert pricing is one subscription for everything: $19.99 per month or $179.99 per year for one user, and a Team plan of three users at $49.98 per month or $449.97 per year. There are no page, statement or transaction limits, all formats are included, updates are free, and there is a 14-day money-back guarantee. A free trial is on the download page.

MoneyThumb and ProperConvert side by side

Which one fits

MoneyThumb fits a lender or a firm that needs statement analysis, fraud checks or an API, and it fits an accountant who wants a one-time desktop license and expects to use it for many years. The single-purpose converters fit a Quicken or QuickBooks user with exactly one file type to move.

ProperConvert fits a bookkeeper, accountant or small business owner who gets statements in many shapes, PDF one month and CSV the next, from many banks, and wants one tool that handles all of them for one monthly price without counting pages. It also fits anyone who is not comfortable uploading client statements to a website, since nothing leaves the computer, and anyone on a Mac who needs OCR for scanned statements.

Questions people ask

Is MoneyThumb a subscription or a one-time purchase?

Both. The desktop 2qbo Convert Pro editions are lifetime licenses, with PDF+ OCR as a yearly renewal. MoneyThumb Online is a monthly or yearly subscription priced by the number of conversions. ProperConvert is a subscription with no conversion count.

Does MoneyThumb work on a Mac?

Some MoneyThumb desktop converters run on macOS. The 2qbo Convert Pro+ edition with OCR is Windows only, and MoneyThumb Online runs in any browser. ProperConvert runs on Windows and macOS with the same features, including OCR for scanned statements.

Can I try either one before I buy?

Yes. MoneyThumb trials are fully functional but write only the first 10 transactions to the file. ProperConvert has a free trial on the download page and a 14-day money-back guarantee on the subscription.

What is a MoneyThumb alternative that does not count conversions?

ProperConvert. One subscription covers unlimited statements, pages and transactions, in every input and output format, on Windows and Mac, with the files processed on your own computer.